Understanding your estimate
Working from home may save commuting and lunch costs while increasing household expenses. Time saved commuting is shown separately.
This tool helps with planning; it is not a quote, invoice or professional advice. Adjust the defaults to your own situation instead of treating them as national averages.
Comparing different scenarios
Try changing one input at a time to see which cost has the greatest effect. To compare two scenarios, write down the first result before moving the sliders again.
Use the reset button to return to the starting values.
Remote work savings versus home costs
Savings depend on avoided commuting, fuel, public transport, lunches and extra household costs. Do not count lunch savings if you already packed food. Time saved is valuable, but it is not cash income.
Example: two remote days a week for 46 working weeks avoid 92 return commutes. Multiply by your real trip cost.
Does working from home always save money?
Not always. Heating, electricity, equipment and employer reimbursements can change the net benefit.
Frequently asked questions
How do I use this calculator?
Move the sliders or enter a number. Results update instantly without signing up.
Is this result exact?
No. This is an estimate based on your assumptions. Actual prices, contracts, taxes and costs may vary.
Are my values saved?
Yes, only in this browser’s local storage. Reset the calculator or clear your browser data to remove them.
How can I estimate commuting savings from remote work?
Multiply avoided trips by their real cost, including fuel, tolls, parking or transport fares you can actually avoid. Distance alone is not enough.
Should extra home electricity and heating be deducted?
Yes, when working from home genuinely increases those expenses. Treat any employer reimbursement separately.